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personal banking

At Winnsboro State Bank we recognize the value of your time and genuinely understand that while banking may not be your favorite thing, it is ours; and we can help ease the load so you concentrate on the things you value most.

Business banking

Ready access to capital and financial services is the lifeline of a small business. Unfortunately, affordable, personalized services haven’t always been forthcoming from the larger institutions that dominate the financial services industry these days.

Agriculture Loans

Whether you’re looking for some land in the country to simply enjoy with your family, or looking to buy that farm next to you to expand your operation, WSB has the resources and loan options to make your dreams a reality.